美联储调查显示美国家庭债务拖欠率升至2010年以来最高
Americans' debt problems are flashing a warning not seen since the Great Recession
Tinjauan kewangan pengguna terkini Federal Reserve menunjukkan bahawa bahagian isi rumah A.S. dengan pinjaman tertunggak meningkat daripada kira-kira 12% kepada hampir 20% menjelang akhir 2025, paras tertinggi sejak 2010. Perkadaran isi rumah tertunggak selama lebih dua bulan meningkat daripada 5% kepada lebih 8%, dan nisbah isi rumah meningkat daripada 4% berbanding lebih daripada 4% 6.5% kepada 8.6%, paras tertinggi sejak 2013. Dalam tempoh yang sama, nilai bersih median isi rumah dalam kumpulan berpendapatan atas meningkat 31%, manakala nilai bersih median isi rumah dalam kuartil terbawah jatuh 6%.
A Federal Reserve survey shows that the U.S. household debt delinquency rate has risen to the highest level since 2010, and the net worth of low-income groups has declined, reflecting the increasing debt repayment pressure and balance sheet differentiation of the household sector. This requires the market to more carefully assess the sustainability of U.S. consumption resilience and pay attention to its potential impact on the Fed's policy path and the U.S. dollar. Gold may gain more attention as a safe-haven asset, but subsequent consumption and credit data still need to be verified.
美联储三年一度调查显示美国家庭债务拖欠率升至2010年以来最高，为观察消费韧性和经济前景提供了跨周期参照。
来源：CNBC Economy · cnbc.com