美联储调查显示美国家庭债务拖欠率升至2010年以来最高
Americans' debt problems are flashing a warning not seen since the Great Recession
The Federal Reserve's latest consumer finance survey shows that the proportion of U.S. households with delinquent loans rose from about 12% to nearly 20% by the end of 2025, the highest level since 2010. The proportion of households overdue for more than two months rose from 5% to over 8%, and the proportion of households with a debt-to-income ratio of more than 40% rose from 6.5% to 8.6%, the highest level since 2013. During the same period, the median net worth of households in the top income group rose 31%, while the median net worth of households in the bottom quartile fell 6%.
A Federal Reserve survey shows that the U.S. household debt delinquency rate has risen to the highest level since 2010, and the net worth of low-income groups has declined, reflecting the increasing debt repayment pressure and balance sheet differentiation of the household sector. This requires the market to more carefully assess the sustainability of U.S. consumption resilience and pay attention to its potential impact on the Fed's policy path and the U.S. dollar. Gold may gain more attention as a safe-haven asset, but subsequent consumption and credit data still need to be verified.
美联储三年一度调查显示美国家庭债务拖欠率升至2010年以来最高，为观察消费韧性和经济前景提供了跨周期参照。
来源：CNBC Economy · cnbc.com